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The rural tourism fails his uptrend

 

 

The rural tourism fails his uptrend

 

Rural house in Santander

   The rural tourism was taking in the last years a spectacular growth leading to many autonomous regions to betting hard for him and opening big accommodations quantity to him a year. But this year has suffered an important deceleration.

What has happened?

   It seems that there exist three principal factors of different nature that they have contributed of substantial form in the important descent of the rural tourism.

  • The increase of the mortgages and the increase of the indebtedness familiar.
  • Progressive increase of the phase lag between the offer and the demand.
  • More competitive prices and major comfort on the part of the hotel trade Spanish.

   We can be in a change of economic tendency led by an increase of the mortgages that in many hearths turns out to be suffocating.

   On the other hand, we have the law of the offer and of the demand. The number of rural houses built or put at the disposal of the interested tourists has increased greatly, overcoming clearly to the possible demand. If between 2002 and 2006 the number of travelers increased 77 %, the number of accommodations grew almost 90 %, and this difference in favor of the offer has kept on increasing during 2007 as The country tells us. But the Self-governments keep on promoting this tourism and helping to create new rural houses and the fact is that the rural tourism has turned into an incalculable help to save to many villages and depressed areas. Almost 12.000 rural houses exist already, 100 % more than in the year 2002 in which 6.000 accommodations existed.

   The experts in the sector, deny importance of the question, pointing out that only one is living through a regression or punctual deceleration, but that the rural tourism in Spain has trip and future great. Without going further, in France there are 80.000 rural accommodations, while in Spain there is only 12.000, as affirms François Derbaix, of Toprural.

   The sector has to adapt itself also to the new requirements of the tourists who find more competitive prices and major serviceability in the Spanish hotels, as for example, baths in all the rooms, jacuzzi, water treatments, wide common spaces..., and offer alternatives, activities or workshops in which the field is a specialist, like the making of the cheese, the wine, the cider, the compilation of mushrooms, the horses, etc. Undoubtedly, the rural tourism, it is provided with many attractive resources that to be able to offer, only it is necessary to start the ideas and the organizational strategies they are offered to the tourist of the best possible form.




Enlaces_articulos

Articles

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(13-10-08)
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Pedro Solbes points out that Spain is far from an economic crisis
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They raise the mortgages, raise the food, raise the fuels
(17-5-08)
The government will help in the enlargement of the term of the mortgage
(20-4-08)
The IMF glimpses a very negative economic horizon for Spain
(15-4-08)
The CNC opens sanctioning records against several food companies
(2-4-08)
Trichet removes the possibility of reducing the interest rates
(27-3-08)
The principal central banks of the world will award liquidity
(16-3-08)
Visa wants to go out in bag
(25-2-08)
What is the OCDE?
(19-2-08)
The surplus of the Social security will be superior to 8.000 million euros.
(14-2-08)
The sudden fall of the demand of the housing has to close 40.000 agencies.
(17-1-08)
The Minister of Labour and Social Affairs speaks about the march of the economy and of the work
(9-1-08)
The inflation reaches 4,1 % of interannual change in November
(18-12-07)
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(10-12-07)
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July, 2007

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International Monetary Fund (IMF)
The European Central Bank (BCE) and the interest rates
It knows what TAE is
What is an OPA?
(18-10-07)
It knows what the inflation is
What is to inject money?
It knows what the GDP (Gross National Product) is
It knows the commissions that can receive the financial institutions
The oil and the OPEC
What is the euribor?
The appraisal of the housing
What index is better, IRPH or Euribor?
Multidivided mortgage
He mortgages bridge
Inverse mortgage
You mortgage to 40 years: Are they interesting?
You mortgage garbage
Information and advices in the acquisition of a housing
Our mortgage to fixed or variable interest
Differences between property development company, constructor and real estate office

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On May 07, 2008

    In addition to the previous thing I recommend my article in google. THERE WILL NEVER BE WORLD ENERGY CRISIS. Cordialmente: JESUS'S JOSE...

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On May 07, 2008

    Gentlemen OPEC: I am interested in that there spreads my book records YERROS OF SCIENCE, in him the porqué explained the arguments...

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On May 07, 2008

    Gentlemen OPEC: I am interested in that there spreads my book records YERROS OF SCIENCE, in him the porqué explained the arguments...

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On March 04, 2008

    Ps the clear one I give to them grasias x q publish that q we investigate some things and q they extract us d doubts q serve to us for to be able to deliver...

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    hello it is glendys I mean them that I want to learn to work better why when I go to the school and have an examination estudi...

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The Government goes to increase the number of beneficiaries in the buy of secondhand housing

 

The oil and the OPEC

 

    The Organization of Exporting Countries of Oil (OPEC) with head office in Vienna (Austria), it is an international organization that was created in August, 1960 by 13 of the exporting countries of oil before the dissatisfaction for the official descent of this one, on the part of the international oil companies. The nations producing treat that his interests are defended to turn from the OPEC, which thinks about how to unify and coordinate the politics petroleum of the countries that integrate it. The initiative to create the organization belonged to the Venezuelan minister of Energy and Mines  Juan Pablo Pérez Alfonso and the minister of Oil and Resources Minerals of Saudi Arabia called Abdallah Tariki. One was thinking about how to defend the prices of the crude oil and avoid the economic malgaste of the oil being a resource that becomes exhausted and cannot be renewed.

   In the articles of association of OPEC we can read his target that is of to coordinate and to unify the politics petroleum between the member countries, in order to guarantee a few just and stable prices for the oil producers, the efficient, economic and regular oil supplying to the consuming countries and a just yield of the capital of the investors.

   In less grandiloquent words the end that has the OPEC is of influencing in the prices of oil controlling the production levels, obtaining this way major economic yield, This way, when  he proposes it, it tears open or shoots the prices of the crude oil.
 

   The OPEC is integrated by twelve member countries. Five are the founders: Saudi Arabia, Iraq, Iran, Kuwait and Venezuela. Seven have been integrating to organization: Ecuador, Qatar, Indonesia, United Arab Emirates, Nigeria, Angola and Algeria.

   Also there are countries that being oil producers act like observers since of regular form they come to the meetings of the OPEC, being Sudan, Kazakhstán, Oman, Egypt and Mexico, Norway, Russia. Some of these countries although they are not members of organization collaborate with the target to raise the prices.

    The member states  are the proprietors of 75 % of the stock of raw in our planet, and there are them suppliers of 43 % of the world oil approximately.

   Important countries like Great Britain and the United States, being crude oil producers took the decision of not to enter the organization and do not bandage oil across her.

   Often her trying to fulfill with targets for which it was created, organization meets problems derived from different interests and particular circumstances of the states members. The countries that tell with kidlings oil reservations, or those that have few ones alternative resources and many population like Iran and Niegeria, or those who have a crude oil of the first quality as Algeria and Libya, higher prices try to obtain in sale of the oil.

   The economy of many of the member countries depends almost exclusively on the exportation of the oil, therefore one descent in the tariffs the serious one would constitute economic crisis for them. In this sense, not it would be necessary to see them like ambitious countries but like countries that try to protect of much delicate situation in which they would be if his principal economic resource was trumping them.  On the other hand, countries with gigantic reservations of crude oil and small populations since it is the case of Saudi Arabia and Kuwait try to look with at point of view more focused in the long term and not they want to raise excessively the prices for to prevent from being started or major speed is operated with in the investigation, development and advance of new technologies and energies alternative like the wind one, the geotérmica and her lot.




City Finance It leaves your comments 17-11-2007



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Donpiso wants to absorb to 75 real estate offices in difficulty

 

Donpiso wants to absorb to 75 real estate offices in difficulty

 

   The real estate crisis is achieving that many real estate offices have to close offices. There has already happened the time in which the apartments were selling with facility and they were taking them from the agencies with the hands.

   Often when someone was coming to a new construction in order to acquire an apartment, it had to be content with the one that they were giving him, perhaps he was wishing the first apartment and it was necessary to agree with a fifth one because it was the only one that was staying, for putting an example. Now it is well different.

   Tecnocasa has not had another remedy that to close 145 offices, number until September, or You Cultivate Corral that has lost more than 50 % of 350 offices that it had at the beginning of the present exercise.

   In spite of this discouraging panorama for property development companies, constructors and real estate offices there is the one who does not lose breath, but as tells us The Country, he wants to become stronger. Specifically we speak about the Catalan company Donpiso, which with 380 offices in Spain and Portugal wants to manage to absorb agencies that are in clear troubles. It takes as a target to remain with 50 small agencies in the Valencian Community. Also it has intention of remaining with 25 offices placed in Madrid. At the moment two Valencian agencies have already answered him favorably. Donpiso is a strong company and he wants to make use of the current circumstances of real estate sudden braking to continue engrandeciéndose.




City Finance It leaves your comments 17-11-2007



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Differences between property development company, constructor and real estate office

 

Differences between property development company, constructor and real estate office

 

   In the real estate world we must distinguish between three concepts that can make a mistake very easily. We can use the "real estate" word to allude to the property development companies, constructors and agencies, but whenever we know that differences exist between them and which are his functions and principal responsibilities. To understand each other we are going to speak about three phases at which different companies are employed and which intervene in what it is a housing.

   The first phase: acquisition of the soil.

   First of all it will be necessary to acquire the soil where it wants to be built and function is the real estate property development companies will fulfill.

   The second phase: construción of the housings.

   As soon as the soil was acquired, it will be necessary to build in him, because for it it has been bought, here the real estate constructors would enter game. They construct the buildings starting all his workers, architects, builders, albañíles, etc.

   Third phase: to commercialize the housings.

   As soon as the housings were constructed, it will be necessary to commercialize them, to do publicity of them and to manage to sell them, this final phase will be the one that the real estate offices carry out.

   The world of the housing is very important, it moves a lot of money and the companies dedicated to her are great, fulfilling different functions. The different companies, property development companies, constructors or agencies have major importance, or enter game, according to the phase in which we are.

   It is necessary to bear in mind that important property development companies can have their own constructors and real estate offices included in the same structure of the company, with what the whole process of acquisition of area, building and sale of the housings it can be carried out by the only company, but normally three companies take control, that is to say, of property development company, contructora and you obtain.



 




City Finance It leaves your comments 17-11-2007



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On March 23, 2008

    ECONOMIC FORECASTS FOR SPAIN IN 2008 1.-Galopante increase of the price of the crude oil rubbing 100 dólare...

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To come in order month becomes a prowess

 

To come in order month becomes a prowess

   

   Every time it is more difficult to come in order month, and the fact is that if problems already existed before the last and important prices increases in the basic food, now they are accentuated much more and to manage to end the month without red numbers it can be qualified of authentic prowess.

   It seems that quite this rowing in the same direction. No force seems to compensate to others. The indebtedness of the families is more and more important, the saving valuation is low, the oil gets dearer dangerously, the basic food gets dearer to a vertiginous rhythm, and the Euribor and other IRPH have accumulated ascents for 24 consecutive months (although now the mortgage indexes are lethargic since the European Central Bank (BCE) has frozen for some months the interest rates given the current situation of economic suspense). Finally, everything contributes that the families lose purchasing power and clear test of this is that the Inflation is repuntado 9 tenths on September reaching the high number of 3,6 %.

   The Spanish Confederacy of Organizations of Housewives, Consumers and Users (Ceaccu) points out that 300 supports every hearth today € more for the increase of the prices. The milk, the bread, the fruits and vegetables, the eggs, the chicken are not missing in any it stops since it is essential food that in any hearth are present and now they have got dearer sudden.

   The Government is not lacking in reason when it points out, that the increase of the prime matters and of the oil there are causes that have affected straight in the rise of the prices. The milk is approximately 24 % more expensive than one year ago, the chicken takes the bread of interannual growth of more than 13 %, the dozen of eggs 9 %, more than 14 %. But as we were commenting previously, the food is not the only ones that they increase excessively of price, the mortgaged ones know already as they are staked by the famous person Euribor and the awesome reviews of the mortgages to variable interest with increases that turn about 90 monthly euros; and those who need to have vehicles, already are used to meditating with resignation as the fuels always rise cruelly between the penultimate time that they replenished and the following one.

   Let's hope that we should be only before relating to the moment information and that the forces should go balancing, at the moment, it seems that the Euribor has touched roof and that it is descending or the less become stable. It is desirable that it lowers the inflation, although it does not seem that it is possible in what it remains of exercise. We will see as the Economy works in 2008.

 

 




City Finance It leaves your comments 14-11-2007



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Metrovacesa, Fadesa and It Gesticulates they suffer serious falls in the sale of housings

 

Metrovacesa, Fadesa and It Gesticulates they suffer serious falls in the sale of housings

 

    As points out the newspaper The World, important companies like Metrovacesa, Fadesa and Gesticulates they are turning out to be seriously harmed by the real estate crisis. Metrovacesa points out that only it is going to develop new promotions if insured clients exist, since the signed presales from January until September, 2007 reach an amount for 207 million euros, what means an alarming descent with regard to the same period of 2006, since in percentage he supposes 52,4 % of fall. We must understand the presales, like the reservations that are realized on a promotion in construction and that are delivered between 16 and 18 months later.

   The housing demand is suffering an important deceleration in the whole Spain, but it is accused more as for the sale of the second housing in coastal zone.

    The real estate agency Fadesa also accuses falls, specifically 32 % less of contracts closed in the first nine months of the year with regard to the same period of the previous exercise.

   Since it refers to another big company, It Gesticulates, it is necessary to emphasize that his presales have lowered 36 %.

   It is important to point out that many buyers exist with economic resources that seeing the current situation that wraps the world of the housing, they foresee that if they wait for a time they will be able to obtain a better price in the acquisition of a housing. But this is understood how dangerously on the part of the real estate agencies, since if many of these buyers go out to the market to the unison in a time, the prices of the housings will be able to rise again of vertiginous form
 




City Finance It leaves your comments 14-11-2007



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On Dec 16. of 2008

    HELLO I would like that they were informing me in that cases they can transfer property rights to a member of the flia, who realized edificaci...

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The appraisal of the housing

 

The appraisal of the housing

 

   The appraisal is an estimation realized by a professional of the mercantile value of the property or building object of study. In the process of buying and selling of a housing it is indispensable to realize an appraisal before to the authorization of the mortgage loan. Normally there is granted 80 % of the value of the building reflected in the document of the appraisal, that is to say, that if for example, it is desirable to acquire a housing and the assessor reflects in the document, that the value of this one is 100.000 €, the banking institution normally will offer us as maximum a mortgage loan of 80.000 €.

   With the report of the appraisal, the bank, he makes sure that the quantity of given money should not be superior to the value of the property.

   The appraisal must be realized by an independent expert who will be authorized by the Department of Economy and Treasury Department.

    To appraise a housing must be realized by a professional who obviously will charge for his services. Normally it is the buyer who must pay the expenses of the appraisal, and his price is usually between 100 and 300 €. Although according to the law, the bank and the buyer they must agree to determine the one who will realize the appraisal and the one who will run with the expenses, normally there it is the banking institutions whom the managers determine of realizing the appraisal and receive from the petitioners of the loan the caused expenses.

   The assessor they bear in mind numerous factors to determine which it is the value of the building. It bears in mind:

       - the property in itself: number of meters, the quality of the materials, which are finished of all the elements that shape the property, his different facilities, air conditioning, gas, elevator, entryphone...

       - his environment: inside the building and the place of the housing, the most next downtown, services and network of communications that exists in his closeness...

   In the appraisal of the housing it will be possible to include the garage and the storage room if the property possesses them. They will be studied also and they appraised and they will increase the final value.

   That carries out the appraisal of the building, does not mean that it goes to grant the loan. If as soon as the appraisal was realized, the loan is not granted for the motives that will be, the document has a period of validity, which is usually of 6 months. Therefore the bank, it will have to deliver to us the document with which we will be able to come to another banking institution and this way not have to realize the appraisal again, pay again for it.

 




City Finance It leaves your comments 13-11-2007



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The increase of prices of the prime matters does not justify the increase of the food

 

The increase of prices of the prime matters does not justify the increase of the food

   Luis Berenguer Fuster president of the National Commission of the Competition has explained to The Reason which will be the possible performances of the organism before the current climb of prices of the food sector.

   Soon the Commission will decide if sanctioning records will open in the milk sector and of the bread. Although the food groups make sure that they have not met to compromise, if that can have existed collective recommendations that they incite to conducts consciously parallel. 

   Luis Berenguer points out that first it was the bread, then the milk sector, later the road transport and now the canners and affirms that it is very strange that it takes place by chance. The National Commission of the Competition has been marked like target that the infraction of the law turns out to be profitable to nobody and that they will have to calculate what is the benefit that has been obtained by the anticompetitive practices so that the fine is not smaller than the obtained profit.

   Berenguer points out that the strong demand of China and perhaps some of the negative effects of the common agricultural policy the prime matters have helped to get dearer. This can be serving as pretext for the prices increase, since this one should be very lower than the one that is taking place if we see the aftereffect that can have the increase of the prime matters in the final price that comes to the consumers of the foodstuff.




City Finance It leaves your comments 12-11-2007



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