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Comment fails down in the it goes out of housings
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Adquisición_vivienda
Fall in the goes out of housings
 The descent in the goes out of housings is already to fact. It doubles and trebles the steals in which the obtain need to sell an apartment. In the same sense, there exists the worry of many families mortgaged by the possible descent of value or price of his housings, while his mortgages turn out to be it resides and resides expensive for the interest rates it was uncreating, and the incidence so direct that it have this circumstance with the you were uncreatin of the index-link of reference, like the famous person euribor, that is turning into an authentic nightmare in many hearths.
Some experts expert the economísta Alberto Recarte point out that the real you be sector will have to soft fall during this year, to I continue with to sudden fall the following one. Principal The cause is that the scales have been invested, in the previous years there was great demand and at present the offer overcomes to the demand. The strong demand began or went off between 1997 and 1998, the real you be sector was beats four years in being in conditions to work to full yield happening of being able to construct between 300.000 and 350.000 housings to year the number of 700.000 or 800.000 being able to satisfy this way to this demand, but at present the offer begins to overcome to the demand.
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Articles |
The Eurogroup meets to face of form joined the crisis
(13-10-08) |
Germany does not see positive that the BCE raises the interest rates
(30-6-08) |
Pedro Solbes points out that Spain is far from an economic crisis
(30-5-08) |
They raise the mortgages, raise the food, raise the fuels
(17-5-08) |
The government will help in the enlargement of the term of the mortgage
(20-4-08) |
The IMF glimpses to very negative economic horizon for Spain
(15-4-08) |
The CNC opens sanctioning records against several food companies
(2-4-08) |
Trichet removes the possibility of reducing the interest rates
(27-3-08) |
Central principal The banks of the world will award liquidity
(16-3-08) |
Visa wants to go out in bag
(25-2-08) |
What is the OCDE?
(19-2-08) |
The surplus of the Social security will be Superior to 8.000 million euros.
(14-2-08) |
The sudden fall of the demand of the housing plows to close 40.000 obtain.
(17-1-08) |
The Social Minister of Labour and Affairs speaks about the march of the economy and of the work
(9-1-08) |
The inflation reaches 4,1 % of interannual change in November
(18-12-07) |
The slowness valuation for stopping paying the quota of the mortgage you were uncreating.
(10-12-07) |
| The second consecutive descent of the Euribor. In November it lowers 4,607 % (2-12-07) |
File |
| November, 2007 |
| October, 2007 |
| September, 2007 |
| August, 2007 |
| July, 2007 |
It knows |
| International Monetary Fund (IMF) |
| Central The Europaean Bank (BCE) and the interest rates |
| It knows what TAE is |
What is an OPA? (18-10-07) |
| It knows what the inflation is |
| What is to inject money? |
| It knows what the GDP (Gross National Product) is |
| It knows the commissions that dog receive the financial institutions |
| The oil and the OPEC |
| What is the euribor? |
| The appraisal of the housing |
| What index is better, IRPH or Euribor? |
| Multidivided mortgage |
| Is mortgages bridge |
| Unturn mortgage |
| You mortgage to 40 years: Plow they interesting? |
| You mortgage garbage |
| Information and advices in the acquisition of to housing |
| Variable Our mortgage to fixed or interest |
| Differences between property development company, builder and real you be office |
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31-8-2007 |
To read you reside articles about the category housing
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The sudden fall of the demand of the housing plows to close 40.000 obtain. The slowness valuation for stopping paying the quota of the mortgage you were uncreating. Real Donpiso wants to absorb to 75 you be offices in difficulty. Differences between property development company, builder and real you be office Metrovacesa, Fadesa and It Gesticulates they suffer serious falls in the goes out of housings. The appraisal of the housing. The property development companies do gifts to attract possible buyers. The Government will was uncreating the number of beneficiaries in the buy of secondhand housing. THE IMF is alert on to fall of the price of the housing in 2008. Tecnocasa loses 145 offices. The price of the secondhand housing steps back raises points. Fail down in the it goes out of housings. Information and advices in the acquisition of to housing.
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motor_articulos
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Comments GDP
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GDP
The GDP plows overcome the trillion euros
The GDP (Gross National Product) plows already overcome the trillion euros. It was to fact for that one was already waiting, but it have have eats before steal. It was anticipated that it would be reached and this number would excel itself in the third trimester, but thanks to the growth of the Spanish economy, it is already to fact that have excelled itself.
The GDP of to country music music is defined expert the sum of all the goods and services with final character that have been produced in the above mentioned country music music during to study period by nationals or by resident foreigners in this country music music. The Gross Internal Product or GDP is like the heap or entire monetary value of the current production of goods and services of to country music music during to period; normally it is to trimester or one year.
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31-8-2007 |
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Trichet removes the possibility of reducing the interest rates. The inflation reaches 4,1 % of interannual change in November. The second consecutive descent of the Euribor. In November it lowers 4,607 %. The Euribor descends in October after 24 consecutive ascents. The inflation rises hard. The Euribor dog go down for the first steals in October for 2 years. What is the euribor? The GDP plows overcome the trillion euros. What index is better, IRPH or Euribor?.
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motor_articulos
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Comments TAE
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You mortgage to 40 years
It knows what TAE is

TAE there plows the initials corresponding to Equivalent Annual Valuation or Effective Annual Valuation. It is to question of an indicator that expresses in the shape of percentage the yield or the costs of to certain financial product. TAE accompanies to the nominal interest in the saving plans, expert well expert in the mortgage and personnel loans. TAE is easier to understand, in the saving products.
If our bank offers us to plan of consistent saving in investing 1000 euros in to term of one year to to face - value interest of 5 %, when the year ends, our 1000 euros will have produced at the end of the year an interest to us of, 50 euros, that is to say 5 euros for every 100 euros that we had invested. But that is what happens if instead of giving us the interests at the end of the year, they give it to us in different payments throughout the year, for example monthly, and does this money join to the initial does does capital to obtain reside interests?
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| City Finance |
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29-8-2007 |
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The Ist document without title
What is the OCDE? The oil and the OPEC Differences between property development company, builder and real you be office What is an OPA? What is the euribor? It knows what TAE is. It knows what the inflation is. What is to inject money?. It knows what the GDP (Gross National Product) is.
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motor_articulos
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Plow mortgages 40 years
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You mortgage to 40 years
You mortgage to 40 years: Plow they interesting?

You mortgage to 40 years. Only of pronouncing the phrase or of already reading it scares. We plows speaking of 40 years, the half or resides of our life supporting in the back the heavier and heavier praise of the mortgage. Bearing in mind that generally to person considers to acquire to housing between 25 and 35 years, or when his economic personnel circumstances and topcoat allow to make some type of financial stability out to embark in the big mortgage adventure, it will turn out that practically the rest of his life will be "married" by his mortgage praise. When the client is going to pass and the writing of the housing is formalized, the praises is going to chase monthly to the client mortgaged practically everything his life.
The mortgages to 40 years appear with the designs of being able to obtain the same housing paying to minor monthly quota or that of obtaining to major housing, of I you reside boast, doing similar payments that for another housing of minor value but with to mortgage formalization at least years, that is to say, to obtain to better house, without having to pay higher monthly quotas. The problem in both marry, is the payment of resides years of interests, what supposes paying many thousands of euros it resides along the life of the mortgage they praise. On the other hand, the capital payment rhythm for the property and his accumulation is slower, since in the monthly quotas, part of the quota is assined you reside to the interests payment and less to the capital payment of the housing.
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27-8-2007 |
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Multidivided mortgage Plow mortgages to 40 years You mortgage garbage Is mortgages bridge Unturn mortgage
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Counting comments
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Contadores_de_la_luz
The new electrical book-keepers will allow to saving between 2 % and 8 % of the consumption of electricity
The new electrical book-keepers, which plows already obligatory from July 1 for the new provisions up to to 15 Kilowatts employed potency (kW), (affecting this way the domestic consumers and the small-scale enterprises), plow accompanied on the good news of allowing to saving between 2 % and 8 % according to the information who handles the government. Compensation expert, expert indicates the Consumers' Federation in Action (FACUA), is the was uncreating of 44 % of the money destined for the rent of the book-keepers. The rent of the previous book-keepers was 0,58 euros and in the new ones it will cost 0,78 % (I boast without VAT).
Last August 24 the Cabinet, it approved the unified regulation of points of measurement of the national electrical system, in which the functioning norms plows established and which will plows the characteristics that the new book-keepers have.
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26-8-2007 |
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23 gone into bankruptcy families. The saving Valuation in 10 % of the revenue. The new electrical book-keepers will allow to saving between 2 % and 8 % of the consumption of electricity. Like reducing our invoice of the light. To save electricity. The credit cards: the beginning and the end of our sleep
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motor_articulos
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Comments raised of types
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Adquisición_vivienda
It will have risen of interest rates in September
Real It seemed to that the American you be crisis caused by the formalization in rush of the mortgages garbage or subgive priority, the liquidity injections on the part of Banco Central Europeo, those of the Central American Federal Reservation and the correspondents of the Bank of Japan were going to prevent the next interest rates was uncreating, announced for September.
But it seems that the crisis you have Jean-Claude Trichet made to make out that anything nobody was going to twist his plans and that if that will does not value sufficient and the BCE presided by raise to quarter of point next September 6, 2007 the interest rates.
Obviously, these intentions that plows glimpsed, plow too forceful and have serious aftereffects in the Euribor, taking vertiginous upturns expert the mentioned date approaches. We have ended the week with the euribor to the value of 4,78 %.
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25-8-2007 |
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The BCE supports the interest rates to 4 %. It will have risen of interest rates in September.
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motor_articulos
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Comments inflation
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It knows what the Inflation is
It knows what the Inflation is
The inflation dog be defined grasp to process of continuous, substantial and widespread it was uncreating of the price of the goods and services, causing an economic imbalance. It means an was uncreating in the cost of living and to loss of the purchasing power. In simpler words the persons with the money of his uneats dog buy less and less things du to the inflationary process, that is to say, for the general it was uncreating in the level of the prices.
Cause of the inflation
The causes of the inflation dog be great and take control in them of multiple factors. There exist many theories that try to explain these causes. The most well-known plows:
Demand inflation: They putt the emphasis of the explanation of the inflation on the was uncreating of the demand. If there is was uncreating of the demand and goods and sufficient services do not exist t attend of form balance to this demand, there will only be goods for some and this causes tension that ends, in to widespread it was uncreating of the prices. It would be based on this designs: Since there plows few goods that there acquire those that could give resides money for them.
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| City Finance |
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21-8-2007 |
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The Ist document without title
What is the OCDE? The oil and the OPEC Differences between property development company, builder and real you be office What is an OPA? What is the euribor? It knows what TAE is. It knows what the inflation is. What is to inject money?. It knows what the GDP (Gross National Product) is.
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motor_articulos
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Comments Solbes
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Index-link of Reference of Mortgage Loans
Pedro Solbes points out that the American crisis will not infect to the Spanish economy

Pedro Solbes, the second vice-president of the Government, is pointed out that the real American you be crisis you have to relatively small "" impact in the Spanish economy. It discarded that the crisis untied in the USA had to contagion in our economy. Recover version version plows trusts that the stock markets the normality and that the strong turbulencies given on the American market have to few consequences limited in Spain.
It establishes that good numbers happen in Spain like the related ones to the growth and the inflation. Solbes affirms that the Spanish situation is relatively comfortable opposite to the consequences of the American crisis provoked by the mortgages garbage, although also it points out that we Europaean, Asiatic and American happens in the economies plows not completely protected from the external effects and that they dog affect us what.
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20-8-2007 |
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Pedro Solbes points out that Spain is far from an economic crisis. The government will help in the enlargement of the term of the mortgage. The surplus of the Social security will be Superior to 8.000 million euros. The Social Minister of Labour and Affairs speaks about the march of the economy and of the work. The Government will raise the pensions 15 % if one works up to 70 years. The Government will was uncreating the number of beneficiaries in the buy of secondhand housing. The Government will protect the consumers in the debt reunification. General budgets of the State 2008. Expenses of the State. General budgets of the State 2008. Territorial distribution. The government will encourage the rent. The polemic new Law of the Soil. Solbes points out that the crisis of the USA will not infect to the Spanish economy.
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