The saving Valuation in 10 % of the revenue

    The saving valuation in the Spanish hearths descends, and does not wonder, since every steals it is necessary to destines any it resides money to the payment of the quotas of the mortgage, due to the continuous you were uncreating of the euribor and Index-Link resides generally than the of Reference of the mortgage loans. Also from already years ago, the culture is been consolidated of consuming beyond our real possibilities.

   The excess of consumption, Superior to what the proper revenues allow, it must have multiple causes that promote it and one of them undoubtedly, it is the facility with which our buys dog signs, and it postsets our debts using the credit cards, which with so much facility and predisposition plow offered by the financial institutions. The debts plows climbing and it is not it beats in there you eat the fatidical moment, in which it is proved that practically the whole salary, raises deposited, is immediately withdrawn from the account, to be able to satisfy all the creditors; to pay the mortgage, the they praise of the car and the debts of the credit cards for example. It is difficult that money stays to save if on one hand it raises the mortgage and for other one little puts itself on the part of many trying to you reduce the consumption.

   1,3 points it is lowered the saving in the Spanish hearths and of the institutions without there makes to profit fortitude, being located in 10 % of the revenue what means 16.683 million euros, according to the information offered by the National Institute of Statistics (INE). It is to negative fact to be born in mind, although it is not yet excessively worrying according to the experts. Also it is important to emphasize that although 10 % is to low saving valuation, it is Superior to that of the first trimester, since it was only of 2,4 %, that is to say 7,6 points less, but the available revenue in the hearths plows increased in the second trimester 6.904 million euros, 4,3 % what it takes to to whole for 166.017 million euros. There turns out to be significant the fact regarding the growth of the remuneration of the wage earners since in the second trimester it increased 6,8 %.